What is Motor Excess Insurance?

Everybody wants cheaper insurance and opting for a higher excess on a comparison site quote seems an easy way to cut your premium but you could come unstuck because Excess is the amount you have to pay towards a claim. Our Motor Excess Insurance policy can pay the excess for you so you can afford reduce your motor insurance premium by opting for a higher excess, safe in the knowledge that wepayanyexcess.com has you covered. 

THESE ARE THE FACTS ABOUT MOTOR EXCESS INSURANCE

  • You have probably forgotten how much your motor excess is and likely wont realise until you need to make a claim, leaving you out of pocket or worse unable to afford the repair.
  • Previous claims, age, driving experience, job, address, convictions can all equal a big compulsory excess!
  • Young driver? 1 in 5 drivers have an accident within the first 12 months of passing their test.
  • Motor Insurers reduce your Policy cost if you increase your voluntary Excess. You could save between £30 – £100 a year, even mid term.
  • A low excess can be false economy, with a £500 repair bill and a £250 excess chances are you won’t be claiming!
  • Even if the car cant be repaired your insurer will deduct the excess from the value of the vehicle. This could be the difference between settling any outstanding finance or affording a similar replacement vehicle.

WHY YOU SHOULD BUY OUR MOTOR EXCESS INSURANCE

  • We pay your excess directly to the repairer, saving you the hassle of paying out and claiming back!
  • Our 4 year £250 policy for £70 works out at just 34p per week!
  • You select a claim limit to suit you, from £250 to £2000.
  • If you change vehicle you can transfer the Motor Excess Insurance Policy.
  • Money tight? Spread the cost of our policy over 6 months with 0% APR Finance.
  • Cars, Motorbikes and Vans all covered.
  • Private and Company owned vehicles covered.
  • Full no quibble refund in first 30 days.

WATCH TO SEE HOW MOTOR EXCESS INSURANCE WORKS

JUST A FEW EXAMPLES OF OUR COVER LEVELS

2 Year £250

2 Year £500

2 Year £750

2 Year £1000

2 YEAR £2000